Factoring is a form of asset-based lending that offers four basic services which can be provided individually or together, based on the needs of the Client:

Credit Protection (Payment Guarantee)
Working Capital Financing
Receivables Management
Collection Services

How Does Factoring Work?
This simple flow of charts will show the steps of how the whole factoring process works:



Who Needs Factoring?
Companies that can benefit from factoring include those that are:
Rapidly Growing
Seasonal and cyclical
Start-ups
Undercapitalized
Have a lengthy manufacturing cycle
Slow turnover of receivables
High bad debt losses

What Are The Benefits of Factoring?
Factoring can help companies of all sizes by:
Enhanced cash flow
Elimination of bad debt
Reduced operating costs
Improved receivables management
Increased sales volume

Why Use New Commercial Capital?
We strive to become your reliable financial partner by providing:
Quality client services
Competitive fees and interest rates
Professional collection service
Low minimum volume requirement
Factoring program designed to fit Client’s need
Free bank wire transfer service at six affiliated banks

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